> ## Documentation Index
> Fetch the complete documentation index at: https://www.cashfree.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Fraud Risk Indicator

> Review the Cashfree RiskShield Fraud Risk Indicator to score every transaction for risk, surface suspicious patterns, and act on flagged orders quickly.

The Fraud Risk Indicator (FRI) is a government-integrated mobile number risk detection feature available in Cashfree RiskShield. It helps you proactively detect and manage fraud risks linked to mobile numbers flagged by Indian regulatory and enforcement agencies.

**Data sources include:**

* Department of Telecommunications (DoT)
* Indian Cybercrime Coordination Centre (I4C)
* Law Enforcement Agencies (LEAs)
* National Cybercrime Reporting Portal (cybercrime.gov.in)
* Banks and fintech partners

Data is refreshed daily to reflect the latest list of flagged mobile numbers. For more information, refer [Official Press Release - DoT Fraud Number Registry.](https://www.pib.gov.in/PressReleasePage.aspx?PRID=2130249)

## Why this matters

Mobile numbers used in cybercrime or identity fraud often stay active for days or weeks after a fraud is committed. Fraudsters use these numbers to:

* Create new accounts on other platforms
* Abuse promotions or referral systems
* Bypass OTP checks with disposable SIMs
* Commit repeat payment fraud

FRI helps you detect these mobile numbers early — before they affect your platform — giving you a stronger defence against fraud.

## Types of blacklisted mobile numbers

| **Fraud list**                        | **Description**                                           | **Risk level** | **Recommended action** |
| ------------------------------------- | --------------------------------------------------------- | -------------- | ---------------------- |
| LEA Reported Cybercrime               | Reported by police or I4C for scams, phishing, fraud.     | Very High      | Block                  |
| DoT Reported Fake/Forged Cases        | SIMs obtained with forged or fraudulent documents.        | Very High      | Block                  |
| Subscriber Verification Non-Compliant | Non-compliant KYC cases flagged by TSPs or DoT.           | Medium         | Alert / Review         |
| Disconnected (Zero Usage/Non-payment) | Dormant numbers flagged by telcos as suspicious.          | Medium         | Alert / Review         |
| TSP Internal Analysis                 | Flagged by telecom providers using internal fraud checks. | Medium         | Alert / Review         |
| Others                                | High-risk numbers from banks, fintechs, or telcos.        | Medium         | Alert / Review         |

## What you can do with FRI

* **Block high-risk numbers at checkout.** Stop known fraud SIMs from completing transactions.
* **Review or alert medium-risk activity.** Flag suspicious SIMs used for fake signups or mule accounts.
* **Check past exposure.** Identify how many flagged numbers transacted before you enabled FRI.
* **Customise actions by list.** Turn lists on or off and set actions like Block or Review.
* **Auto-expire stale data.** Mobile numbers expire automatically after 90 days to keep the list relevant.

## Example use cases

| **Scenario**                                            | **How FRI helps**                                              |
| ------------------------------------------------------- | -------------------------------------------------------------- |
| Known fraudsters visit your platform for the first time | FRI detects and blocks high-risk transactions automatically.   |
| A fraudster uses a forged SIM to create an account      | FRI blocks the transaction using the DoT Fake/Forged list.     |
| A dormant number is used for fake referrals             | FRI flags it as medium risk for your review.                   |
| Historical audit                                        | See how many flagged numbers transacted before FRI was active. |

<Note>
  For help with onboarding, configuration, or interpreting flagged transactions, fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1).
</Note>