> ## Documentation Index
> Fetch the complete documentation index at: https://www.cashfree.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Settlements and Reports

> Understand when Offline Payments settle to your bank account and how to export softPOS transaction reports from the Merchant Dashboard for reconciliation.

All cash and digital transactions processed through Offline Payments are captured in your Cashfree account, giving you a unified view of collections, payouts, and reconciliation data from the [Merchant Dashboard](https://merchant.cashfree.com/auth/login).

## Settlements

After a successful payment, Cashfree settles funds to the bank account registered with your merchant account. Payout timing follows the settlement schedule configured for that account.

By default, settlements follow a **T+2 bank working days** schedule. **T** is the calendar day the payment succeeds. Cashfree processes the settlement two bank working days after **T**. Weekends and bank holidays are not counted as bank working days.

For bank account details and settlement schedules, see [Manage Settlements](/payments/manage/settlements).

## Transaction reports

All transactions are recorded and available for download from the **Reports** section of the [Merchant Dashboard](https://merchant.cashfree.com/auth/login).

To generate and download a transaction report, complete the following steps:

1. Log in to the [Merchant Dashboard](https://merchant.cashfree.com/auth/login).
2. Navigate to **Payment Gateway** > **Reports** > **Download Reports**.
3. Select **Generate New Report**.
4. Configure your report settings:
   * **Report Type**: Select **softPOS Transactions** from the dropdown.
   * **Date Range**: Choose the time period for the report.
   * **File Format**: Select CSV or XLSX.
   * **File Name**: Modify if needed. This is optional.
5. Select **Generate Report**.

<Info>
  The report includes transaction-level details such as the agent name, terminal ID, and payment method.
</Info>

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    <span>Related topics</span>
  </p>

  <ul>
    <li><a href="/docs/payments/manage/settlements">Manage Settlements</a></li>
    <li><a href="/docs/api-reference/payments/latest/softpos/create-terminal-transaction">Create Terminal Transaction API</a></li>
    <li><a href="/docs/api-reference/payments/latest/softpos/softpos-webhooks">softPOS Webhooks API</a></li>
  </ul>
</div>