> ## Documentation Index > Fetch the complete documentation index at: https://www.cashfree.com/docs/llms.txt > Use this file to discover all available pages before exploring further. # Smart Rules > Use Cashfree Payout Protect Smart Rules to set velocity-based limits on outgoing transfers, capping count and amount per beneficiary or account to control risk. Use Smart Rules to control outgoing transfers and manage risk with velocity-based limits. Smart Rules help you set limits on the maximum number of transfers and the total transfer amount. Apply Smart Rules to help protect your business from: * **Unauthorised access**: Prevent fraudsters or former employees from accessing your accounts and making large payouts. * **Excessive payouts**: Avoid unintended duplicate or excess payouts caused by operational or technical errors. * **Fraudulent penny drops**: Block attempts to misuse penny drop or micro-transactions to withdraw large amounts. * **End-user abuse**: Stop fraud by end customers when redeeming payouts. You can apply all recommended rules at once by selecting **Apply all Rules as Recommended**. Smart Rules support single-click application of all rules. By default, flagged transactions are marked for review. If you want to block transactions instead, you can change this setting for each rule. ## Limit breach actions Smart Rules let you define how transfers should behave when an active limit is exceeded. You can choose one of the following actions: 1. **Reject transfers**: Transfers that breach an active limit are automatically rejected. No further review or approval is required, and the payout does not proceed. 2. **Stop transfers and request approval**: Transfers that exceed a limit are temporarily stopped and moved to the **Flagged Transfers** section under **Risky Transfers**. An authorised user can review these transfers and take action by selecting **Allow** or **Block** for each transfer. ## Configure amount limits Follow the instructions below to configure transfer amount limits: 1. Log in to the [Merchant Dashboard](https://merchant.cashfree.com/auth/login). 2. Go to **Payout Protect** > **Smart Rules**. 3. Click the **Edit** icon to configure the following information: * **Per Transfer**: Enter the maximum amount allowed per transaction. * **Per Day**: Enter the allowed total sum of money for transfers from your account/wallet within a day. The day begins at 00:00:00 and ends at 23:59:59 hours. * **Per Day**: Enter the allowed total sum of money for transfers within a day for a beneficiary. The day begins at 00:00:00 and ends at 23:59:59 hours. * **Per Month**: Enter the allowed total sum of money for transfers from your account/wallet within a month. * **Per Month**: Enter the allowed total sum of money for transfers for a beneficiary within a month. 4. Switch the toggle to activate or deactivate the smart limit. ## Configure transfer count limits Follow the instructions below to configure transfer count limits: 1. Log in to the [Merchant Dashboard](https://merchant.cashfree.com/auth/login). 2. Go to **Payout Protect** > **Smart Rules** > **Set Transfer Count Limits**. 3. Click **Edit** and set the transfer count limits as required: * **Per Day**: Number of transfers allowed per beneficiary in a single day. A day refers to the time window between 12:00 AM and 11:59:59 PM. * **Per Week**: Number of transfers allowed per beneficiary in a week. A week starts on Monday and ends on Sunday. * **Per Month**: Number of transfers allowed per beneficiary in a month. A month starts on the 1st and ends on the last day of the month (either the 30th or 31st). 4. Click **Save** to activate limit. ## Configure downtime You can configure a specific time when you don't want to allow any payouts. Follow the instructions below to schedule a time that blocks transfers: 1. Log in to the [Merchant Dashboard](https://merchant.cashfree.com/auth/login). 2. Go to **Payout Protect** > **Smart Rules** > **Set Transfers Downtime**. 3. Click the **Edit** button. 4. Configure the start and end time in the *Edit Transfers Downtime* popup. 5. Click **Save** to activate limit.