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GET
/
bank-account
Get BAV Status V2
curl --request GET \
  --url https://sandbox.cashfree.com/verification/bank-account \
  --header 'x-client-id: <api-key>' \
  --header 'x-client-secret: <api-key>'
import requests

url = "https://sandbox.cashfree.com/verification/bank-account"

headers = {
"x-client-id": "<api-key>",
"x-client-secret": "<api-key>"
}

response = requests.get(url, headers=headers)

print(response.text)
const options = {
method: 'GET',
headers: {'x-client-id': '<api-key>', 'x-client-secret': '<api-key>'}
};

fetch('https://sandbox.cashfree.com/verification/bank-account', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));
<?php

$curl = curl_init();

curl_setopt_array($curl, [
CURLOPT_URL => "https://sandbox.cashfree.com/verification/bank-account",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"x-client-id: <api-key>",
"x-client-secret: <api-key>"
],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}
package main

import (
"fmt"
"net/http"
"io"
)

func main() {

url := "https://sandbox.cashfree.com/verification/bank-account"

req, _ := http.NewRequest("GET", url, nil)

req.Header.Add("x-client-id", "<api-key>")
req.Header.Add("x-client-secret", "<api-key>")

res, _ := http.DefaultClient.Do(req)

defer res.Body.Close()
body, _ := io.ReadAll(res.Body)

fmt.Println(string(body))

}
HttpResponse<String> response = Unirest.get("https://sandbox.cashfree.com/verification/bank-account")
.header("x-client-id", "<api-key>")
.header("x-client-secret", "<api-key>")
.asString();
require 'uri'
require 'net/http'

url = URI("https://sandbox.cashfree.com/verification/bank-account")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["x-client-id"] = '<api-key>'
request["x-client-secret"] = '<api-key>'

response = http.request(request)
puts response.read_body
{
  "reference_id": 34,
  "name_at_bank": "BHARATHTEST GKUMARUT",
  "bank_name": "YES BANK",
  "city": "MUMBAI",
  "branch": "SANTACRUZ, MUMBAI",
  "micr": 400532038,
  "name_match_score": "90.00",
  "name_match_result": "GOOD_PARTIAL_MATCH",
  "account_status": "VALID",
  "account_status_code": "ACCOUNT_IS_VALID",
  "utr": "404223241811",
  "ifsc_details": {
    "bank": "YES BANK",
    "ifsc": "YESB0000262",
    "ifsc_subcode": "YESB0",
    "address": "GROUND FLOOR, 123, ABC CIRCLE, XYZ MAIN ROAD, MUMBAI - 560098",
    "city": "MUMBAI",
    "state": "MAHARASHTRA",
    "branch": "SANTACRUZ, MUMBAI",
    "category": "SUB_MEMBER",
    "swift_code": "ABCDINBBDCL",
    "micr": 560751026,
    "nbin": 1234
  }
}
  • Cashfree does not support the verification of Deutsche Bank and Paytm Payments Bank accounts.
  • For further queries, please refer to the Bank Account Verification FAQs.

Authorizations

x-client-id
string
header
required

Your unique client identifier issued by Cashfree. You can find this in your Merchant Dashboard.

x-client-secret
string
header
required

The secret key associated with your client ID. Use this to authenticate your API requests. You can find this in your Merchant Dashboard.

Headers

x-cf-signature
string

Send the signature if two-factor authentication is selected as Public Key. More details.

Query Parameters

reference_id
string

It is unique ID you receive in the response of Bank Account Verification Sync and Async APIs.

user_id
string

It is the unique ID created by you to identify the verification request for async.

Response

Success response for Get Details V2.

reference_id
integer

It displays the unique ID created by Cashfree Payments for reference purposes. format: int64

Example:

23

name_at_bank
string

It displays the name of the account holder as per the bank records.

Example:

"JOHN DOE"

bank_name
string

It displays the name of the bank.

Example:

"YES BANK"

utr
string

It displays the unique transaction reference (UTR) number created by the bank to identify the transaction.

Example:

"404223241811"

city
string

It displays the name of the city where the bank is located.

Example:

"MUMBAI"

branch
string

It displays the name of the branch where the bank account is registered.

Example:

"SANTACRUZ, MUMBAI"

micr
integer

It represents the code used to identify banks and branches participating in the Electronic Clearing System (ECS).

Example:

33

name_match_score
string

It displays the score of the name match verification.

Example:

"90.00"

name_match_result
string

It displays the result of the name match verification. Possible values are:

  • DIRECT_MATCH
  • GOOD_PARTIAL_MATCH
  • MODERATE_PARTIAL_MATCH
  • POOR_PARTIAL_MATCH
  • NO_MATCH

Click here to view the detailed descriptions of each value.

Example:

"GOOD_PARTIAL_MATCH"

account_status
string

It displays the status of the bank account. Possible values are:

  • VALID
  • INVALID
  • RECEIVED
  • FAILED
  • REJECTED
  • APPROVAL_PENDING
  • PARTIALLY_APPROVED
  • IN_PROCESS
  • CANCELLED
  • PROCESSING
  • MANUALLY_REJECTED

Click here to view the detailed descriptions of each value.

Example:

"VALID"

account_status_code
string

It displays the status code of the bank account. Possible values are:

  • ACCOUNT_IS_VALID
  • FRAUD_ACCOUNT
  • FAILED_AT_BANK
  • NPCI_UNAVAILABLE
  • CONNECTION_TIMEOUT
  • SOURCE_BANK_DECLINED
  • BENE_BANK_DECLINED
  • IMPS_MODE_FAIL
  • BENEFICIARY_BANK_OFFLINE
  • VALIDATION_IN_PROGRESS
  • INVALID_ACCOUNT_FAIL
  • INVALID_IFSC_FAIL
  • VERIFICATION_ALREADY_UNDER_PROCESS
  • NRE_ACCOUNT_FAIL
  • ACCOUNT_BLOCKED
  • INSUFFICIENT_BALANCE

Click here to view the detailed descriptions of each value.

Example:

"ACCOUNT_IS_VALID"

ifsc_details
object

It displays the details corresponding to IFSC.