Data to Test Integration

For all transactions, use the following test bank, UPI, and wallet numbers to trigger all validations and transfers for Payouts and Cashgram. Add these details while adding the beneficiary, and mock the transfer responses to the provided results. This page covers the following topics:

• Sandbox overview
  • Get test account details and OTPs
  • Find test bank numbers
  • Find test wallet numbers
  • Find test UPI VPAs
• Security and tooling
  • Review identity verification behaviour in TEST mode
  • Access the Postman collection
• Alternate beneficiary identification
  • Test payouts using phone number and card digits
  • Test payouts using phone number and beneficiary name

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Sandbox overview

Transfers to any details other than the ones listed below fail. Test mode payouts and validations simulate a live payout but don’t get processed with the bank.

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Test account details

The SMS notification service is unavailable in the test environment. The OTP is 111000 for all OTP requests.

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Bank numbers

For bank transfers, the primary parameters are the bank account number and IFSC code supplied when adding a beneficiary. Use the following test bank numbers to simulate each transfer outcome. These values work only with test API keys.

View test bank numbers and transfer outcomes

Account number	IFSC	Remarks
026291800001191	YESB0000262	Success
00011020001772	HDFC0000001	Success
1233943142	ICIC0000009	Success
388108022658	ICIC0000009	Success
000890289871772	SCBL0036078	Success
000100289877623	SBIN0008752	Success
2640101002729	CNRR0002640	Failure – Invalid IFSC code
026291800001190	YESB0000262	Failure – Invalid Account number
234005000876	ICIC0000007	Failure – Invalid Account number
1234567890	ICIC0000001	Failure – Invalid IFSC code
007711000031	HDFC0000077	Pending
00224412311300	YESB0000001	Pending (later to Success)
7766666351000	YESB0000001	Pending (later to Failure)
7766671735000	SBIN0000004	Success(later to Reversed)
02014457596969	CITI0000001	Success (later to Reversed)
34978321547298	KKBK0000001	Timeout - 25 seconds (later to Success). Please test with a timeout of 10s (client side) and 30s (server side).

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Wallet numbers

For wallet transfers, the primary parameter is the phone number supplied when adding a beneficiary. Use the following wallet numbers to test transfers to a wallet. These values work only with test API keys.

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UPI numbers

For UPI transfers, the primary parameter is the VPA supplied when adding a beneficiary. Use the following VPAs to test UPI payouts. These values work only with test API keys.

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Security and tooling

While in TEST mode, as long as valid external bank information and other relevant conditions get covered, it never requires real identity verification or other interactive steps that are part of the custom account workflow. We also provide a robust postman collection to help test and get started. The security is on the Bearer token approach, and everything is on https. Also, as another security feature, we accept requests only from whitelisted servers. However, in cases of elastic load balancers, static IPs are not an option. We support dynamic IP architecture through a public key encryption method.

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Alternate beneficiary identification

Cashfree Payouts also supports identifying a beneficiary without a full bank account or VPA. Use the following test values to simulate transfers using a phone number combined with card digits or a beneficiary name.

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Payouts through phone number and last 4 digits of credit card

Use these test values to simulate a transfer identified by phone number and the last 4 digits of the beneficiary’s card.

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Payouts through phone number and beneficiary name

Use these test values to simulate a transfer identified by phone number and beneficiary name.